> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.getkard.com/legacy/api/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.getkard.com/_mcp/server.

# API Reference

## Docs

- [Authentication](https://docs.getkard.com/legacy/api/authentication.md)

## API Docs

- API Reference > Transactions [Create Incoming Transaction](https://docs.getkard.com/legacy/api/transactions/create-incoming-transaction.md)
- API Reference > Transactions [Create Audit](https://docs.getkard.com/legacy/api/transactions/create-audit.md)
- API Reference > Transactions [Get Audit Status](https://docs.getkard.com/legacy/api/transactions/get-audit-by-id.md)
- API Reference > Users [Create User](https://docs.getkard.com/legacy/api/users/create-user.md)
- API Reference > Users [Create User Card](https://docs.getkard.com/legacy/api/users/create-user-card.md)
- API Reference > Users [Update User](https://docs.getkard.com/legacy/api/users/update-user.md)
- API Reference > Users [Delete User](https://docs.getkard.com/legacy/api/users/delete-user-by-id.md)
- API Reference > Rewards > Merchants [Get Eligible Merchants](https://docs.getkard.com/legacy/api/rewards/merchants/get-merchants-by-user.md)
- API Reference > Rewards > Merchants [Get Merchant by ID](https://docs.getkard.com/legacy/api/rewards/merchants/get-merchant-by-id.md)
- API Reference > Rewards > Merchants [Get Merchants](https://docs.getkard.com/legacy/api/rewards/merchants/get-merchants.md)
- API Reference > Rewards > Offers [Get Eligible Offers](https://docs.getkard.com/legacy/api/rewards/offers/get-offers-by-user.md)
- API Reference > Rewards > Offers [Get Offers](https://docs.getkard.com/legacy/api/rewards/offers/get-offers.md)
- API Reference > Rewards > Locations [Get Eligible Locations](https://docs.getkard.com/legacy/api/rewards/locations/get-locations-by-user.md)
- API Reference > Rewards > Locations [Get Location by ID](https://docs.getkard.com/legacy/api/rewards/locations/get-location-by-id.md)
- API Reference > Rewards > Locations [Get Locations by Merchant ID](https://docs.getkard.com/legacy/api/rewards/locations/get-locations-by-merchant-id.md)
- API Reference > Rewards > Locations [Get Locations](https://docs.getkard.com/legacy/api/rewards/locations/get-locations.md)
- API Reference > Attributions [Create Attribution Events](https://docs.getkard.com/legacy/api/attributions/create-attribution-events.md)
- API Reference > Files [List](https://docs.getkard.com/legacy/api/files/list.md)
- API Reference > Webhooks [Earned Reward Webhook](https://docs.getkard.com/legacy/api/webhooks/payment-notification.md)

## OpenAPI Specification

The raw OpenAPI 3.1 specification for this API is available at:
- [OpenAPI JSON](https://docs.getkard.com/legacy/api/openapi.json)
- [OpenAPI YAML](https://docs.getkard.com/legacy/api/openapi.yaml)